If you’re a driver living in Illinois, one of your responsibilities is to purchase car insurance. Even the most careful driver can be involved in an auto accident. If you live in the Deerfield, IL area and have questions about car insurance, our team at STARS Insurance is ready to discuss your insurance options. We’ve been providing insurance services for clients in your area for over 15 years.
What to Do If Your Insurance Is Not Renewed
If you are notified that your car insurance policy has been canceled, and you did not initiate the cancellation, the insurance company must provide you with an explanation. According to the Illinois Department of Insurance, if your policy is discontinued before its expiration date, it is considered canceled; if it is discontinued as of the expiration date, that is a policy nonrenewal. Your policy can be rescinded (voided back to its beginning) if you didn’t disclose a driving violation when applying for the policy.
In writing, your insurance company must notify you of the reason for your policy nonrenewal. If you believe your insurance company didn’t follow the correct guidelines for canceling your insurance, you have a right to appeal the decision. To appeal the cancellation, you must send a written application to the Department of Insurance at least 20 days before your ppolicy expires
Call Us Today for Your Appointment
Consider your insurance policy an investment in your driving privileges. Our team at STARS Insurance is always ready to discuss your auto insurance needs. Residents of the Deerfield, IL, area can feel confident when they trust our team to provide their insurance needs. Call us for an appointment today, and let’s talk about insurance.