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Illinois Insurance Blog

How Your Pet Could Influence Your Home Insurance Policy – and Not in a Good Way

For many, the image of home ownership includes a beautiful yard, children playing, two cars, and often a pet or two. This idyllic scene is one of the reasons we invest in protection like home insurance. To safeguard our homes and families, many homeowners in the Deerfield, IL area rely on the professional team at STARS Insurance for all their home insurance needs.

How Your Pet Could Impact Your Home Insurance Policy

While these images of our homes are comforting, the pets in these scenes could potentially disrupt this tranquility. Specifically, dogs classified as aggressive and dangerous are often deemed high-risk by most insurance agencies. This could result in higher rates, refusal of coverage, or in some cases, the exclusion of coverage for certain pet-related incidents (e.g., dog bites).

That’s why talking to your agent is important, even before you get a pet. If you’re a homeowner in the greater Deerfield, IL area and have questions or would like to learn more about how pets can influence your home insurance policy, we can help. Working with knowledgeable and experienced agents can make a difference in protecting your home, family, and pets.

Contact STARS Insurance for Your Homeowners Insurance Solutions Today

Contact us to find out more and schedule an appointment today with our team at STARS Insurance for the protection you and your home need and deserve.